Home Equity Rates
Effective: February 4, 2020
APR = Annual Percentage Rate. All rates subject to change and based on credit history. Closing costs may apply.
**APR is Annual Percentage Rate, all rates subject to change and based on credit. Up to 80% Loan-to-Value (LTV). The rate is variable. Additional rates and terms are available. Rate is locked for 12 months, then set at Prime (recently 4.75%) minus 1.00 percentage point rounded to the nearest .25%, or as low as 4.00% APR whichever is higher. Rate subject to change after 12 months from the closing date, and thereafter on the last day of each month based on the Wall Street Journal published Prime Rate on the 20th of each month. Maximum Rate 17% APR. The minimum payment is 1.5% of the balance as of the last advance rounded to the next $100. The minimum credit line is $5,000. Property insurance required, flood insurance may be required. A fee of $85 to $500 may be required. If an appraisal is required an additional charge typically $350 - $425. Owner-occupied, Wisconsin only. Members who have an existing Glacier Hills Home Equity Loan/Home Equity LOC or have had a Glacier Hills Home Equity/Home Equity LOC on the same home in the previous 12 months are not eligible for advertised terms.
Life is busy… Call Becky at 262-338-2148 or Leticia at 262-438-1109 to get started.