Guaranteed Asset Protection (GAP)
GAP: Loan Balance – Value = $0.00
The minute you drive off the lot, your car loses value. Don’t let your money fall through the cracks in case of an accident. If your insurance does not pay off your loan, we will! Plus, you will receive a credit up to $4,000 towards the purchase of your next car with our TotalRestart program.
Auto Insurance Companies GAP
If you have GAP coverage with your auto insurance, make sure you know what that covers. Most auto insurance GAP coverage is based on a fixed percentage of the insurance company's settlement amount based on the vehicle's value at the time of the accident, minus your insurance deductible. Your auto insurance company's calculations could leave you with a remaining loan balance. Your insurance company never knows or cares what your loan amount is, it never enters their equation. Our GAP coverage is based off your loan amount and the value of the vehicle at the time of the loan.
TotalRestart
Our GAP product includes TotalRestart, which could get you up to $4,000 applied directly to your new loan with Glacier Hills Credit Union. TotalResart is designed to go beyond GAP and may provide a credit towards your next loan with us for your replacement vehicle if it’s stolen or damaged and declared a total loss.
Avoid dealer markups and upsells when you buy your car. We provide a more value at a lower cost than the GAP products at most dealerships.
Can be included in monthly payment
Up to $4,000 will be applied to your next auto loan with Glacier Hills*
Lower cost than dealer plans
Better coverage than Auto Insurance Companies
Great auto loan rates
*Reivew the total restart membership program for full terms and conditions.
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