Glacier Hills Credit Union (“Glacier Hills”) is committed to protecting your personal privacy. Our Privacy Policy informs you how we collect and use your information.

Rev. 02/2017
Rev. logo 10/2018

Privacy Policy

FACTS

WHAT DOES GLACIER HILLS CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and payment history
Account balances and payment history
Credit history and credit score

HOW?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we will list the reasons financial companies can share their members’ personal information; the reasons Glacier Hills Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Glacier Hills Credit Union share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	Yes
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We Do Not Share
For affiliates to market to you	No	We Do Not Share
For nonaffiliates to market to you	No	We Do Not Share

To limit our sharing

Call 262-338-1888 to speak with a Member Services Representative.

Please note:
If you are a new member we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 262-338-1888

Who we are
Who is providing this notice?	Glacier Hills Credit Union

What we do

How does Glacier Hills Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Glacier Hills Credit Union collect my personal information?

We collect your personal information, for example, when you

Open an account or use your debit card
Pay your bills or apply for a loan
Use your credit card

We also collect your personal information from others such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

Sharing for affiliates’ everyday business purposes—
information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Glacier Hills Credit Union does not share with affiliates so they can market to you.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Glacier Hills Credit Union does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Our joint marketing partners include insurance and financial companies.

Other important information
If you have opted out in the past, you do not need to opt-out again for the same account.